To build and enhance customer trust, the Company has established and maintained stringent standards and operating processes to ensure data security and prevent misuse of customer data.

In pursuant to relevant laws and regulations, the Company collects, maintains and makes use of customer data necessary for each type of customer service accessible through our website to facilitate quality service delivery and a better understanding of customer needs, all for further product development to enhance customer satisfaction.

The Company may collect your information for certain business purposes and is ready and willing to provide supporting reasons upon your request.

For details regarding collected information, please refer to Item 6.

The Company has allocated our resources including money, time and personnel to establish a security system that is of a high standard both in terms of technology and in processes to prevent theft of confidential data and maintain a high-security website. Our customer data protection technology system is improved and tested on a regular basis to ensure data reliability.

The Company will never disclose your personal data or any other personally identifiable information to any third parties unless

• a) The Company has obtained your consent.
• b) Provision of such information is for the purpose of accomplishing transactions as per your requests.
• c) Data disclosure is required by laws or instructions of relevant government authorities.

This is our latest Data Security and Confidentiality Policy that shall supersede the previous policy (if any). Revisions may be made to the contents in this policy in the future. In such case, the revision or change will be publicly announced on this website.

Web-Browsing
Whenever you access the Company’s website for viewing, searching or downloading information or for any other purposes, your browsing history including browsing date and time, webpages you visited and data you downloaded will be recorded.

Online Tools and Application Forms
The Company has provided or will provide online tools for convenience of completing your transactions online such as calculator for calculating insurance premium, application forms or request forms that can be printed out, etc. Generally, no record is made while you use these tools except for certain tools that require you to input data for future retrieval. In such case, the data will be stored for your convenience but not to be used by the Company. We will not receive any data keyed in the application or request forms and the system will not record such data unless you click “Submit” to submit the forms. Your inputted data will be deleted when you click “Cancel” or “Sign Out”. However, if you choose to suspend the submission after completing the form, the data will be stored in the system for you to retrieve afterward. Please note that the suspended application forms will not be processed.

Links to Other Websites
The Company’s website has links to third party websites that sell any particular products or services, or other organizations or institutions. Should your data be collected by those websites, the Company may obtain the data in accordance with the agreements made with the website owners. Please study terms and conditions as well as the Security Policy of those third party websites.